Recent News

Is Your Business Continuity Plan Up to Date?

As the international community celebrated ShakeOut Day to promote earthquake resiliency and preparedness, now is the time to review your established business continuity plans or create an appropriate plan if you don’t have one. 

The four key components of a traditional business continuity plan are: planning, plans, planners, and practice.  By identifying the potential infrastructure basics such as water, energy, and emergency services, your program can address these concerns while also educating your workforce how to handle a crisis. 

Need more help; give us a call at the agency to discuss.

And finally, we can explain earthquake coverage (included and excluded in your policies) and determine if this coverage is right for your business.

October is Crime Prevention Month

According to Alarms.org, every 13 seconds a burglary occurs.  Two thirds of the 2.5 million burglaries were home break-ins. 

Here are six helpful tips from Alarm Detection Systems, Inc. on how to keep your home safe and prevent a break in:

  • Install motion sensors
  • Keep doors and windows locked
  • Don’t advertise an absence, especially on social media
  • Keep a yard clean
  • Use alarm systems
  • Change locks 

Take the time during October to examine your home and implement these tips.  You might also receive a discount for installing an alarm system.  Call us to find out more.

Opioids in the workplace

Workers who are prescribed pain medications for work-related injuries must be educated about the risks of opioid addiction.  According to Marianne Kritserg, MSW, LCSW, RN there are eight strategies to consider:

 

Create a positive worker’s comp experience

  1. Shift the health care mindset from “pain-free” to “managed care”.
  2. Educate workers about the potential adverse effects associated with taking prescription pain medications.
  3. Avoid and minimize unnecessary opioid prescriptions in the first place.
  4. Ensure opioid-prescribing guidelines are followed.
  5. Screen injured workers for use of all drugs.
  6. Consider implementing drug-free workplace policies.
  7. Know and identify signs of substance use and abuse.
  8. Utilize weaning, if and when necessary.

 

To read Marianne’s article in NU Property Casualty 360, log onto

 

 

September is Life Awareness Month

Life Happens, a non-profit organization, has an entire website devoted to life insurance. September is Life Awareness Month and you will find calculators to assist in determining the insurance coverage you need, along with helpful videos and educational pieces.  Go to https://lifehappens.org to find out what you need to protect your family and then call the agency to discuss. 

Source:  Life Happens.org

September is National Preparedness Month

The Small Business Administration has created a Business Guide to help keep your business running if a disaster strikes.  It provides steps to prevent and prepare for disaster, and know where to get aid if disaster strikes. 

Over 25% of businesses do not open again after a major disaster.  Don’t be one of them.  Go to https://www.sba.gov/business-guide/manage-your-business/prepare-emergencies?platform=hootsuite&utm_medium=email&utm_source=govdeliveryto check out these valuable resources and download disaster specific checklists.

Prepare today.

Source: SBA

History of Labor Day

Labor Day, celebrated the first Monday in September, pays tribute to the contributions and achievements of American workers.  It was created by the labor movement in the late 19thcentury and became a federal holiday in 1894 by Grover Cleveland.  Labor Day weekend also symbolizes the end of summer. 

On behalf of all of us at the agency, we want to wish you a safe and happy Labor Day.

Source: History 

Driver Safety in School Zones

Last week’s post dealt with child safety, today we’d like to provide tips for drivers in a school zone.  Please review and be prepared for back to school traffic.

  • Be on the lookout for school zone signals and ALWAYS obey the speed limits.
  • When entering a school zone, be sure to slow down and obey all traffic laws.
  • Always stop for school busses that are loading or unloading children.
  • Watch out for school crossing guards and obey their signals.
  • Be aware of and watch out for children near schools, bus stops, sidewalks, in the streets, in school parking lots, etc.
  • Never pass other vehicles while driving in a school zone.
  • Never change lanes while driving in a school zone.
  • Never make U-Turns while driving in a school zone.
  • Never text while driving in a school zone.
  • Avoid using a cell phone, unless it is completely hands-free, while driving in a school zone.
  • Unless licensed to do so, never use handicap or emergency vehicle lanes or spaces to drop off or pick up children at school.

Source: ADT

Going Back to School

Getting your children ready to start school is a perfect opportunity to review keeping them safe.  

Reader’s Digest has nine tips – take the time to review them with your children before school begins.

  • Plan a walking route to school or the bus stop
  • Walk the route with your child beforehand
  • Teach your child never to talk to strangers
  • Be sure your child walks to and from school with a sibling, friend, or neighbor
  • Teach your children, whether walking, biking, or riding the bus to school, to obey all traffic signals
  • When driving kids, deliver and pick them up as close to the school as possible
  • If your child bikes to school, make sure he/she wears a helmet
  • If your child rides a scooter to school, make sure he/she wears sturdy shoes, a helmet, kneepads, and elbow pads
  • Teach children to arrive at the bus stop early
  • Remind your children to stay seated at all times
  • Tell your child not to bend down in front of the bus to tie shoes or pick up objects
  • Be sure that your child knows his/her phone number and address

The school year is just about ready to start, let’s make sure our children are safe to begin.

Source: Reader’s Digest

August 12-18 is Safe & Sound Week

Safe & Sound Week is a nationwide event held each August that recognizes the successes of workplace safety and health programs and offers information and ideas on how to keep American’s workers safe.

OSHA has put together an entire program that features a webinar, course offerings, Safety & Health Program Recommended Practices, brochures, and much more.

To participate, go to https://www.osha.gov/safeandsound/and sign up today.  We encourage you to take advantage of this program as it is free and offers great workplace practices for your employees.

Natural Disaster & Your Pets

We usually prepare for a flood, hurricane, tornado, or weather-related incident with a go bag, but have you prepared for your pets.  Take a look at a couple of tips to consider:

  1. Create an emergency kit with food, medications, vet record, and an identification tag
  2. Pack your carry-crate so you pet is safe and ready for transport
  3. Know where to evacuate.  Most shelters won’t accept pets, so keep a pet-friendly list of hotels or facilities that allow for pet boarding. (Make sure you meet their requirements regarding shots and vet records)
  4. Have bottled water on hand.  Store a gallon of fresh water for each pet.
  5. Keep your flood insurance policy in a safe place.  

Need help with a flood policy, give the agency a call.

Source: Property/Casualty 360