Recent News

Daylight Savings Ends

Get ready to change the clocks. Sunday, November 6th, is when you turn back the clock by an hour -- so we gain a precious hour of sleep-- enjoy!

Halloween Safety Tips

Halloween is a great time for children and parents alike.  But, it is important to be safe.  Before shopping for that last minute costume this weekend, take a look at these safety tips from the American Academy of Pediatrics. 

  • Pick costumes that are bright and reflective
  • Masks should not impede or block eye sight
  • Make sure wigs are flame resistant
  • When it comes to the pumpkins, have your children draw the faces and then you can do the cutting
  • Restrain pets so they do not jump or bit a trick-or-treater.

Because pedestrian injuries are the most common injuries to children on Halloween, remind Trick-or-Treaters:

  • Stay in a group and communicate where they will be going.
  • Remember reflective tape for costumes and trick-or-treat bags.
  • Carry a cellphone for quick communication.
  • Remain on well-lit streets and always use the sidewalk.
  • If no sidewalk is available, walk at the far edge of the roadway facing traffic.
  • Never cut across yards or use alleys.
  • Only cross the street as a group in established crosswalks (as recognized by local custom). Never cross between parked cars or out driveways.
  • Don't assume the right of way. Motorists may have trouble seeing Trick-or-Treaters. Just because one car stops, doesn't mean others will!
  • Law enforcement authorities should be notified immediately of any suspicious or unlawful activity.

To review the entire post, click here

Identity Theft - It Can Happen to You!

Did you know one in four people have experienced identity theft? And that once every two seconds someone is a victor of identity theft? Thieves take over and open new accounts, file fake tax returns, rent or buy properties, just to name a few.

Now is the time to consider identity theft insurance to protect your good name and financial reputation.

Let's discuss how identity theft protection can work for you.

Breast Cancer Awareness Month

Breast cancer is the most common cancer among women in the United States (other than skin cancer). But millions of women are surviving the disease thanks in part to early detection and improvements in treatment.  So take the time to schedule a mammogram and click here to read the risk factors for breast cancer.  Do all to protect yourself - you deserve it.

Source: American Cancer Society

Fall Road Tips

Here are some fall road tips to avoid an accident:

  1. Wildlife is most active at dusk and dawn, according to the Colorado Parks Department, and the limited light during these times makes it more difficult for drivers to see animals in the road. Plan drives during daylight hours to reduce the risk of animal collision.
  2. Busy school zones and streets popular with trick-or-treaters make it even more important to remain vigilant while driving. When possible, avoid driving through these areas or consider walking or biking to school or other fall activities.
  3. Use the middle lane if you’re on a multilane road when possible. This will give you more time to spot an animal that is trying to cross ahead of you.
  4. Portions of your route to work could convert to school zones during certain hours of the day. Obey all posted speed limits, watch for children in the street and pay extra attention around school buses. It’s illegal in all 50 states to pass a bus that is loading or unloading children on an undivided roadway.

If you hit an animal, pull over and call local law enforcement. They can direct you to your next step. In some states, there are special requirements regarding animal collisions. Once home, check with your department of motor vehicles to make sure you’ve covered all your bases.

Source: Farmers 

September is Life Insurance Awareness Month

During the month of September, consider adding life insurance to your insurance portfolio.  There are key life stages of events that trigger the need for life insurance:

  • Married or Getting Married
  • Parent or About to Become a Parent
  • A Homeowner
  • Changing Jobs
  • Retired or Planning for Retirement
  • Single providing financial support for aging parents or siblings

Download this brochure from the Life Happens Organization to find out more about life insurance.

Happy Labor Day!

Have a wonderful and safe Labor Day weekend!  To celebrate with our families, our office will be closed on Monday, September 5th.

Students are leaving for College

Your children are off to college and before he or she leaves, give us a call at the agency to make sure they are properly insured.

Change Your Auto Policy - if your child is more than 100 miles from home, and they are not taking a car to school, you might have a decrease in your premiums by as much as 30%.  If they are taking the family car, let's make sure you are covered.

Covering Belongs - depending on your homeowners' policy, if your child is in a dorm, the room can be an extension of your home, so all items may be covered.  If your child lives off campus, their possessions may not be covered and you might need to obtain renter's insurance. 

Health Coverage - let's make sure that your health insurance covers your child.  There are many universities that health plans for their students.  It might be better to obtain an individual policy for him or her.  Let's discuss their needs.

Children Going Back to School

As children are going back to school, please be careful as you drive in the early mornings and afternoons as school buses are out and about. Let our children have a safe and happy school year.

Extreme Heat and Your Employees

With the temperatures soaring, heat can lead to heat stroke and even death. OSHA recommends:

To prevent heat-related illness and fatalities on the job:

  • Drink water every 15 minutes, even if you are not thirsty.
  • Rest in the shade to cool down.
  • Wear a hat and light-colored clothing.
  • Learn the signs of heat illness and what to do in an emergency.
  • Keep an eye on fellow workers.
  • "Easy does it" on your first days of work in the heat. You need to get used to it.