Recent News

Water Safety

May is Water Safety Month and with the holiday coming up you are probably off to the beach, lake, or pool.  Be safe and here are some tips to consider:

  • Never take your eyes off children when they are around water
  • Keep a cellphone close in case of emergencies
  • Wear life jackets or use flotation devised for those inexperienced swimmers
  • Don’t allow running around a pool as serious injuries have happened on slippery surfaces
  • Wear water shows to reduce slips and falls 

And finally, if you haven’t performed a maintain checklist on your pool, please make sure to clear the drains and fence in the pool.

Enjoy your holiday and be safe.

America's PrepareAthon! - April 30, 2015

Join over 5 million citizens across the United States to prepare you, your family, your business, and your community for disasters.
 
Through FEMA and the Ready.Gov website, you can log here to participate. From knowing hazards, to registering for activities, to spreading the word, you have the resources to help you.
 
So register today and be prepared for Earthquakes, Flood, Hurricanes, Tornadoes, Wild Fires, and Winter Storms. Each represents a unique challenge that you need to be ready for.

Spring Thaw - Where Will all the Water Go?

Spring is here and with it the "Big Thaw". Are you prepared?

Now is the time to purchase flood insurance, since it takes up to 30 days to go into effect. Look at your homeowners insurance to see how well it covers you for water damage. And finally, moisture causes mold, which can be devastating for your home as well as a potential health risk for your family.

Let us help you prepared for the "Big Thaw". Click on Live Chat to connect with one of our associates.

GNY added to James A. Connors Carrier Partners

Greater New York Mutual Insurance Companies has been added to the list of insurance carrier partners to supply commercial products to clients and prospects. GNY is one of the nation's leading specialists in business insurance for commercial real estate, habitation and hospitality industries. To find out more, click here.

Safe Holiday Driving

The Thanksgiving holiday is one of the busiest travel days of the year. With early winter arriving with snow and frigid temperatures, now is a great time to think about winter driving safety and maintenance tips.

  • Give yourself enough time to arrive at your destination
  • Carry a cellphone in case of emergency or running late
  • Leave distance between you and the car in front of you
  • Be careful on bridges as they tend to freeze before the roadways
  • Be sure your gas tank is full
  • Avoid sudden stops
  • Keep windshield and windows clear
  • Do not activate cruise control when driving on slippery surfaces
  • Keep your tires properly inflated
  • Check exhaust pipe to make sure that it is clear.

Tips provided by iii.org

September is Life Insurance Awareness Month

We tend not to want to think about what would happen to our families and businesses if something were to happen to us.  September is Life Insurance Awareness Month and now is a good time to think about how life insurance can benefit you.  Today according to LIMRA (Life Insurance and Market Research Association) 95 million adult Americans have no life insurance whatsoever. 

Don’t be among that number.  Call us today to find out how easily and inexpensively life insurance can be added to your financial and insurance portfolios.

Take a Client Survey

We at James A. Connors Associates are always looking for input from our clients. We have created a Client Survey that just takes a few moments to complete, which gives us an idea of how we are doing. Please click here to complete the survey.

We thank you for your time.

Government Publishes Guidelines for Cyber Security Framework

The National Institute of Standards and Technology has released its voluntary industry standards and best practices to prevent cyber attacks.  The publication – “Framework for Improving Critical Infrastructure Cybersecurity” consists of three divisions:  core, tiers, and profiles.

The core provides a set of activities that a company can perform to insure cyber security.  The tiers provides context on how companies view cyber security risk and the processes in place to manage risk.  Profiles align functions, tiers, risk tolerance, and resources of a company.

The Framework was created through collaboration between the government and the private sector.  The Framework can be used to complement an organization’s risk management and cyber security program.

To obtain a copy of the publication, click here.

Pre-FIRM Policyholders Should Be Aware of the Importance of on time Flood Insurance Renewal Payments

If you are a Pre-FIRM policyholder who pays your flood insurance renewal outside of your grace period, this will create a lapse in coverage and therefore be subject to: immediate loss of subsidy; incur an expense for obtaining an elevation certificate; be subject to inflated rates pending elevation certificate analysis; reduce coverages that may no longer satisfy your lender; and finally increase rates as a result of the elevation certificate, according to Selective Insurance.

Best advise: pay your flood premiums on time to avoid a lapse.

Guarding Against Ice Dams

Winter storms have brought with them melting and freezing ice and snow which cause ice dams.  To assist you in preventing damage to your home or business, we encourage you to:

  • Clear the first three to four feet of snow closest to the gutters of overhangs of your roof after a storm to  prevent the ice dam.  In addition, accumulated snow, ice, and melt-off may create additional weight and stress on your roof, particularly flat roofs or roofs with changes in elevation that allow driving.
  • Clear your downspouts so melting snow will flow easily.
  • Look carefully at large icicles. If the icicles are confined to the gutters and there is no water trapped behind them, this does not indicate the presence of an ice dam. However, large icicles can pose a danger to people when they fall off. Try to safely knock the icicles off from the ground, making sure not to stand directly beneath them. If you cannot reach them safely from the ground, consider hiring a contractor to help.